Greece remains one of Europe’s most accessible property markets for international buyers, but the process rewards preparation. Before you view a single listing, there are three administrative steps worth completing so that when the right property appears you can move quickly.
Get your AFM early
Start with an AFM — the Greek tax registration number. Any foreign buyer needs one to sign a contract, open a utility account, or receive rental income. It is issued by the local tax office and, with a power of attorney, your lawyer can obtain it on your behalf without you being in the country.
Open a Greek bank account
Purchase funds must be traceable and imported through the banking system, and the bank will issue the pink slips that prove the money entered legally — essential if you ever want to repatriate the proceeds of a future sale.
Understand the Golden Visa
As of 2026 the residency-by-investment threshold varies by region: higher in the most in-demand areas and lower elsewhere. It is not a prerequisite to buying, but for many non-EU buyers it is the reason they buy, so factor it into your budget from the start.
The buyers who close smoothly are the ones who did the paperwork before they fell in love with a property.
Key takeaways
- Get your AFM tax number early — your lawyer can do it remotely.
- Import all purchase funds through a Greek bank for traceable pink slips.
- Check the current Golden Visa threshold for your target region.
- Budget 8–10% on top of price for taxes and fees.